There are a variety of affordable housing programs that are available countywide and others that are available only within specific cities or the unincorporated county. The purpose of this page is to provide information on current countywide programs and links to partner government pages where information can be found on municipal programs.
Countywide Development Programs
Affordable housing development funds can be used for projects involving acquisition and rehabilitation of existing units, new construction, and land acquisition. Federal funding is available through local governments in Pinellas County from the U.S. Department of Housing & Urban Development for qualifying projects in the form of Community Development Block Grant and HOME Investment Partnership programs and from the State of Florida in the form of State Housing Initiatives Partnership program funding.
- Pinellas County Affordable Housing Development Program – Estimated $80 million committed to land acquisition and capital projects that support affordable housing from the Penny for Pinellas over the next decade combined with other state and federal resources. Apply here.
- Development assistance for affordable rental housing offered by local governments in Pinellas County – includes deferred payment or reduced interest loans to support acquisition, rehabilitation and new construction of income-restricted units.
- Development assistance for homebuyers offered by local governments in Pinellas County for affordable housing – deferred payment or reduced interest rate loans that may be used to assist with down payments, closing costs, construction, rehabilitation, and soft costs associated with the development.

Local Government Programs
For more information about the exact funding options available, contact the Planning, Housing, or Community Development departments at the local government where you are interested in creating affordable housing.
- Funding and Developer Incentive Programs: The City provides development incentives (e.g., density bonus, parking reductions) and funding for multi- and single-family homes. Funding sources include Community Development Block Grant (CDBG), HOME Investment Partnership, and the State Housing Initiatives Partnership (SHIP).
- To learn more about funding or incentives available for Affordable and Workforce housing projects or for market rate projects targeting the City’s middle- to lower-income residents, contact Chuck Lane at 727-562-4023.
- Housing Infill Program (HIP): Promotes urban infill residential development by providing funding toward the hard construction and land costs of new housing.
- Affordable Housing Redevelopment Incentives: Incentives include density bonuses, alternative development standards (Transfer of Development Rights, Zero Lot Lines, etc.), expedited permitting, and project financing. For developers looking to complete an application or for questions, call 727-586-7489 Ext. 7212 or email Housing@largo.com.
- The Community Development Department provides City services such as: administration of city’s land development codes and ordinances; building/site plan review; and providing general assistance, recommendations, and information in the development process. For more information, contact Pinellas Park Community Development at 727-369-5840.
- Affordable Housing Lot Disposition Program: This program connects developers to vacant lots. The lots are provided at a low cost on the condition that the developer sells the property to a buyer whose income is at or below 120% area median income (AMI) in alignment with affordable housing standards.
- Learn about affordable housing development options within the South St Pete Community Redevelopment Area.
- Workforce Housing Density Bonus Program: This program creates incentives (i.e. density bonus) for developers and property owners to provide workforce housing as a part of new development.
- Learn more about the St. Petersburg Affordable Housing Plan.
For information regarding development incentives within St Petersburg, please contact the St Petersburg Housing & Community Development Department at: housing@stpete.org or call 727-893-7247. For information regarding development loan opportunities within the South St Petersburg CRA, please contact George.smith@stpete.org or 727-892-5210.
- Affordable Rental Housing Development and Affordable Housing Development for Homebuyers: These programs offer deferred payment or reduced interest rate loans that may be used to assist with down payments, closing costs, construction, rehabilitation, and soft costs associated with the development.
- For an application for Affordable Housing Funding, contact the Affordable Housing Section at 727-464-8247.